Investigation of Ownership Structure, Deposits Structure, Profit Structure and Banking Bankruptcy Risk, Case Study: Listed Banks in Tehrah Stock Exchange

Basirat, Mehdi; Heudari, Zeynab

doi:10.22055/jqe.2019.25760.1868

Investigation of Ownership Structure, Deposits Structure, Profit Structure and Banking Bankruptcy Risk, Case Study: Listed Banks in Tehrah Stock Exchange

https://doi.org/10.22055/jqe.2019.25760.1868

Volume 16, Issue 3 - Serial Number 62

Vol. 16, No. 3, Autumn 2019

Autumn 2019

Pages 131-155

Quarterly Journal of Quantitative Economics (JQE)

Document Type : Research Paper

Authors

Mehdi Basirat ¹

Zeynab heudari ²

¹ Faculty member

² MS

Abstract

Bankruptcy typically affects capital market liquidity and economic development. During bankruptcy, banks typically reduce their credit to bankrupt companies, and in return, for lending to companies, they demand higher interest rates to offset the additional risk. The purpose of this study is to investigate the ownership structure, deposit structure, profit structure and bankruptcy risk structure of banks accepted in the Tehran Stock Exchange during the period of 1398-1398. In this research, Simultaneous equation modeling using panel data method is applied to analyze the variables. Research data includes 8 banks present in the Iranian banking system. The results of this research show that there is a significant relationship between deposit structure and risk, there is a significant relationship between deposit structure and profit structure, no meaningful relationship exists between ownership structure and risk, and also there is a negative and significant relationship between profit and risk structure.

Keywords

Concentration

Ownership Structure

Banking Bankruptcy Risk

Deposits Structure

Profit Structure

Subjects

Econometrics

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